• Last Updated on Apr 30, 2022

Nepal Travel Insurance - Nepal Trekking Insurance

Nepal is a popular destination in the world for adventure trekking, climbing, and expeditions, and Those areas are in a remote part of Nepal. Being a great travel destination, Nepal attracts many travellers every year. We receive many questions from many travellers, and the question is:

Table of Contents

Is Travel insurance compulsory to travel to Nepal?

Personal travel insurance is a must when you travel to Nepal to do trekking, climbing, expedition, or any other adventure activities in Nepal. So, travel insurance is compulsory.

There are many types of travel insurance policies, and they all come with an incredible amount of fine print so, you need to be clear that what is covered and not covered that you are buying. We have given some ideas about what should the insurance policy cover.

What the insurance policy should cover

High Altitude Sickness

Most of the trekking in Nepal include Everest Base Camp Trek, Annapurna Circuit Trek, or any climbing and expedition involved high mountain trek, and there is always a risk of high-altitude sickness while you are on those treks or expedition.

You need to ask your insurance company to provide the policy that covers High Altitude Sickness, and you should know where you are trekking or climbing and how high are the trekking routes are? Insurance should cover the evacuation by Helicopter in an emergency.


No one wants to have accidents while they are on travel However, it happens sometimes, and there is always a risk of accidents on Nepal mountain trekking and climbing so, the policy should cover those accidents and when an emergency evacuation is needed.


Traveling in places like Nepal always has a probability of illness as your body is usually not adapted to the food or hygiene levels. You need to make sure that your insurance policy should cover the case of illness while you trek and needed to evacuate for further treatment.

Stolen, Lost, or Delayed Baggage

It is familiar to all travellers that the arrival of your baggage is delayed sometimes, and you do not find it on your arrival at airports. They can be lost sometimes and even stolen. So, your travel insurance should cover on this loss.

Other General subjects

There is a delay or even cancelation on Nepal domestic flights mostly in the mountain parts such as Lukla while going for trekking in Everest and other mountain flights due to bad weather even by a day more. Your travel insurance policy should cover the expenses raised by these delays, or even sometimes, you need to take private helicopter flights, and it is not cheap in Nepal, and the policy should cover these costs.

Trip Cancelation

The trips cancel sometimes cause of some reasons that are beyond our control. The reasons are natural disasters, flight cancellation, consequences of strikes, industrial action, wars, riots, sickness, quarantine, government intervention, weather conditions, or other untoward occurrences. The travel insurance policy should cover the trip cost that has already been paid and is not refundable.

Recommended Travel insurance companies

For Canadians and Americans

  • https://www.travelguard.com
  • https://www.worldnomads.com
  • https://www.travelex-insurance.com/
  • https://www.tugo.com
  • https://www.hccmis.com/atlas-travel-insurance

For Australians and New Zealanders

  • https://www.covermore.com.au
  • https://www.allianz.com.au
  • https://www.worldnomads.com.au
  • https://www.bupa.com.au
  • https://www.itrektravelinsurance.com.au
  • https://www.1cover.com.au

For British

  • https://www.jsinsurance.co.uk
  • https://www.travel-guard.co.uk
  • https://www.worldnomads.co.uk
  • https://www.thebmc.co.uk (British Mountaineering Council)
  • https://www.direct-travel.co.uk
  • https://www.essentialtravel.co.uk (Select Grade 4 cover - Sports Cover)

For Europe

  • https://www.europ-assistance.com/en

For South-Africa

  • https://www.europ-assistance.com/en
Arjun Rijal

Arjun Rijal

Hello, Hi & Namaste from the Himalayas !!!

I am Arjun Rijal, Founder Director of the Outfitter Himalaya Holidays P. Ltd & working as a travel planner/consultant for Nepal, Bhutan, and Tibet Travel. I love hiking, trekking, and traveling.

I have been in most of the trekking regions in Nepal, that include Everest Base Camp, Annapurna Base camp, Annapurna Circuit, Manaslu, and Langtang. I also have travelled to Bhutan, India & planning further travel to many other countries in the world.

Find my writing on traveling, trekking, tours, travel news, and updates about the tourism activities of Nepal, Tibet & Bhutan.

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